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How Much Is My Home Worth in Charlottesville, Virginia

How Much is your home worth in Charlottesville, Virginia? If you are planning on selling your home, that is a question you need answered. As your Local Charlottesville Real Estate Expert, I can help you to learn the answer to that question. I will pers... Read more

Find Your Dream Home in Charlottesville, Virginia

There are so many different kinds of homes out there for families to choose from. Do I want to live in Charlottesville? Or maybe you want to find a home in Charlottesville. How many bedrooms and bathrooms do you need? Do you need a large back yard? A... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

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Testimonials

We did what would be considered ridiculous 10 years ago-- bought a house without actually visiting it in person, and Tricia and Bob helped make that happen!!! Let me explain....We are retired military/ Dept of Defense civilians who lived in Europe and Asia for the last 13 years, and it finally became time for us to return to CONUS (continental US for you non-DoD types). Our timeline did not enable us to make a house hunting trip to C'ville before our move date. So we did extensive research on Zillow, and the county website, and contacted Tricia and Bob. They lept at the challenge. We had a list, and Tricia would visit the houses we were considering in the Morning (evening in Germany) using FaceTime to show us virtually what was right and wrong about the various houses we were considering. We finally chose the one that best met our needs, and are very happy with the results. She referred us to a great inspector who found things that needed to get done which gave us more confidence, and the closing date, which relied on Powers of Attorney, went smoothly. This was a unique and challenging house purchase and move, and while seeing the houses in person is the ideal, it just couldn't happen in our case. Two things enabled us to do this with confidence -- modern technology (internet and FaceTime) and a professional, committed real estate agent who gave us honest assessments, showed ultimate flexibility, and was there every step of the way. Michael Scheiber
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