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FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

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Testimonials

We did what would be considered ridiculous 10 years ago-- bought a house without actually visiting it in person, and Tricia and Bob helped make that happen!!! Let me explain....We are retired military/ Dept of Defense civilians who lived in Europe and Asia for the last 13 years, and it finally became time for us to return to CONUS (continental US for you non-DoD types). Our timeline did not enable us to make a house hunting trip to C'ville before our move date. So we did extensive research on Zillow, and the county website, and contacted Tricia and Bob. They lept at the challenge. We had a list, and Tricia would visit the houses we were considering in the Morning (evening in Germany) using FaceTime to show us virtually what was right and wrong about the various houses we were considering. We finally chose the one that best met our needs, and are very happy with the results. She referred us to a great inspector who found things that needed to get done which gave us more confidence, and the closing date, which relied on Powers of Attorney, went smoothly. This was a unique and challenging house purchase and move, and while seeing the houses in person is the ideal, it just couldn't happen in our case. Two things enabled us to do this with confidence -- modern technology (internet and FaceTime) and a professional, committed real estate agent who gave us honest assessments, showed ultimate flexibility, and was there every step of the way. Michael Scheiber
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